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You will need to show that you have the following:

• Any outstanding tuition fees (this means fees you have not yet paid to Goldsmiths), as stated on your CAS statement
• Money for your living costs in the UK, known as 'maintenance', which is currently £1,529 per month for up to a maximum of 9 months. The minimum amount you will need for your living costs is Â£13,761 for courses in London

Example

If you are studying a Masters Course, you will need to show the following:

Tuition Fees

Any outstanding tuition fees (this means fees you have not yet paid to Goldsmiths), as stated on your CAS statement. The advance fee payment of £4,000 is deducted from this.

If your tuition fee is £18,000, and you have paid the £4000 advance fee payment, you will need to show £14,000 (£18,000 - £4,000)

Maintenance Requirement/Living Costs

£13,761 (£1,529 per month for up to a maximum of 9 months)

Total

In total, you will need to show:  Â£27,761 (£14,000 tuition fees + £13,761 living costs/maintenance) 

You must have this money for at least 28 consecutive days. The end date of the 28-day period must be within 31 days of the date you apply for your visa.

Deductions 

You can deduct certain payments from the total amount of money you need to show. This includes: 

• Any money you have already paid towards your tuition fees (as confirmed on your CAS) 

• Up to a maximum of £1,529 that you have paid for university-owned or managed accommodation (as confirmed on your CAS) 

You cannot deduct advance payments for any other type of housing. 

You cannot adjust the maintenance requirement if you will not have housing costs (for example, if living with relatives free of charge). 

It is your responsibility to ensure that your CAS statement includes details of any payments you have made towards tuition fees and/or university-owned accommodation, so please ensure to contact our team to let us know of any payments in advance of your CAS being issued to you. Once you have received your CAS, please also check the document to ensure that the payments that you have made are correctly listed and please contact us if you identify any mistakes on your CAS document. 

The 28-day rule 

Your funds must be held in your account(s) (or a parent’s account with their consent for the funds to be used) for a minimum of 28-days consistently. The balance should not drop below the required amount on any day of the 28-day period. Only at the end of the 28-day period can you obtain a bank statement showing that the funds have been held consistently for 28 days.  

If the balance drops below the required amount, then the 28-day period will restart, and you will need to wait another 28 days for a statement to be ready. 

For example: 

September start: You place the required funds into the account on 1st May 2026, and the funds are held consistently for 28 days until 28th May 2026. You can request your bank statement from the bank from 28th May 2026, as long as 28 days of transactions are shown, and the balance never dropped below the required minimum amount (tuition and living expenses).  

January start: You place the required funds into the account on 1st November 2026, and the funds are held consistently for 28 days until 28th November 2026. You can request your bank statement from the bank from 28th November 2026, as long as 28 days of transactions are shown, and the balance never dropped below the required minimum amount (tuition and living expenses). 

The 31-day rule

The end date of the 28-day statement must be within the 31 days before your visa application submission date. Once you have your CAS document from our team, you must apply for your Student visa within this 31-day period. 

If you do not apply within this period, then you will need to provide a new 28-day bank statement to the IAS team to be checked. You must wait until we have approved the new statement before you can apply for your visa application. 

Currency conversion

UKVI uses the  currency converter to assess financial evidence. You should check the exchange rate on the date of your application using OANDA to ensure you meet the required amount in GBP. 

Some currencies are not supported by OANDA and it is not possible to use it to obtain a currency conversion. If OANDA does not support a currency, UKVI may use an alternative official source. 

Where OANDA cannot be used for currency conversion, the FCDO consular rate of exchange (CER) should be used. The FCDO CER is set centrally in the UK and reviewed each month in line with changes to exchange rates. 

Exchange rates are subject to change. It is your responsibility to ensure that your funds meet the required GBP amount on the date of application. If they do not, please contact the IAS team. 

Currencies where FCDO CER should be used (at time of publication of this webpage)

• Iranian Rials (IRR) – due to a discrepancy with the available OANDA rate  
• Syrian Pounds (SYP) – due to the currency not being supported by OANDA  
• Mongolian Tugrik (MNT) – due to the currency not being supported by OANDA  

You can check the . 

Exemption from meeting the Student visa financial requirements

If you have been living inside the UK for at least 12 months with a valid UK visa at the time of applying for your new Student visa from inside the UK (and not been absent for a total of 3 months), then you may benefit from being exempt in having to meet any further financial requirements. We will make this assessment from your CAS request form.

However, we may still ask you to provide financial documents to demonstrate that you are able to at least cover the cost of your tuition fees before we support your visa application. This will help us to ensure you are less likely to encounter financial difficulties during your studies, which could end up affecting your enrolment as well as your wellbeing.

Nationals of countries not listed above will be requested to show their financial documents as a part of the CAS process. We cannot issue the CAS until the student meets all of the visa requirements, including the financial ones.

Dependants

If you are eligible to bring any dependents with you as part of your Student Visa application, then you will also need to demonstrate maintenance funds for them, which is currently set at £845 per month up to a maximum of 9 months for each dependent.

Example

If you have two dependents (e.g.: a partner and a child) you need to show £7605 (£845 x9) for each dependent

Total - £15210 (£7605 x 2)

Please note that eligibility to bring dependants is restricted under current Student route rules. Most taught Master’s students are no longer permitted to bring dependants unless they are enrolled on a research-based postgraduate course (RQF level 8 or other eligible research programme). Contact the IAS team to confirm eligibility at immigration (@gold.ac.uk).

English translation

Any documents not issued in English must include an official translation. If you are providing us with documents that are not in English, you will need to send us the official translations before we can review the documents as we cannot review them without the translations.

Translations must include:

• The date of the translation
• Original signature of the translator
• The name of the translation company
• The name and contact details of the translation company
• Confirmation that it is an ‘accurate translation of the original document’

Accepted financial documents

The documents you need depends on how you are funding your studies.

To learn more about each financial document and see examples, you can visit our Accepted financial documents page.

See our Acceptable financial documents guidance to find more about.